How to Be More Provident 

How to Be More Provident 

It’s hard to save money and it’s really easy to spend them, especially when there is a sale at your favorite store and it is the day after your paycheck. But if you want to be responsible and grown up, you have to learn how to save money.

  • Do you need to go to the cinema every week? Organize your priorities and cut off some of the entertainments. There are a lot of movies which don’t worth it to spend your time and money for watching them in the cinema. For instance, keep the movies with special effects for the cinema and the romantic comedies for watching at home by renting them. Also, keep yourself from buying T-shirts and skirts every week, you don’t need them. I’ll tell you a little trick: follow the sales at the stores, buy winter casual clothes during the summer and summer casual clothes during the winter. If you need plain sneakers, T-shirts or sports pants, do the shopping when it is off the season of these items, that’s how you will spend less money on plain clothes. It’s ridiculous to spend $50 for green T-shirt.
  • Make a budget. It is so easy to do it these days. Just download a budget app and put in your monthly costs, then keep tracking  your expenses. After the first month you will see where is your weak spot and fix it.
  • Keep in mind the household energy. Often the bills are too high and if you want to save some money, you have to check your bills and cut off some of the energy your house is using. Switch the lights off, turn off the TV and stop the water while you brush your teeth or you rub your hair with the shampoo. These are small cuts which will make a difference in your saving bill and also you will act Eco, which is very important in times of global warming issues and other nature problems.
  • Do you need so many credit cards? Try to reduce them to one or two. Otherwise, you are spending money on the bank’s wealth, they are living on your interest.
  • Stay motivated. Try to save money for certain things – vacation, a language class, art class, whatever, just have something to keep you gather the needed amount of money.
  • Organize your priorities. Some people like to spend more money on food, other on technologies, on interior items, clothes, vacations, etc. Find out which are your favorite things and what makes you happy and cut the spendings on the things that are lower in your priority list.
  • Ignore the discounts. It’s tempting to see your favorite dress on 50% discount, but you don’t need it right now. Make a list with your needed items and stick to it, just walk by the store and ignore it.
  • Save some money on gifts. Maybe you don’t realize it, but  you spend a lot of money on gifts for birthdays and other holidays. Consider the alternative way of making DIY gifts. It will be more personal and you will save some money on buying expensive gift that might never be used.
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